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Manage your business easily, wherever you are!

All the tools for managing finances and sales are available right on your smartphone.

Banking that keeps up with your business
%

Online deposit with an interest rate of up to 15%

● Learn more
$
$ 102.3438 / 104.3438

Online currency rates

● Check the rate
Advantages

For business growth and automation without visiting the bank — online!

Business account

Open in just 5 minutes

Deposits

Returns starting from 17%

Currency transactions

From yuan to tenge

Loans

Online application

Payroll project

Salary to card or account

Factoring

Approval in 15 minutes

Corporate card

Online and in-person payments

Overdraft

Always available limit

120k+Businesses trust HS Vaults
$4.2BProcessed every year
99.99%Platform uptime
24/7Human support
Mobile banking

Your entire bank, in your pocket

Send payments, track cash flow, issue cards to your team and approve payroll — all from the HS Vaults app, in seconds.

  • ✓ Instant transfers between accounts and currencies
  • ✓ Real-time spending analytics and smart categories
  • ✓ Freeze, unfreeze and set limits on any card instantly
  • ✓ Approve team payments with Face ID
● App Store ● Google Play
Security

Your money is protected, always

Bank-grade encryption

Every transaction is protected with 256-bit encryption and continuous fraud monitoring, day and night.

Deposit insurance

Eligible deposits are insured, so your working capital stays safe no matter what happens.

Biometric access

Face ID, fingerprint and two-factor authentication keep your account in your hands only.

Testimonials

Loved by businesses of every size

★★★★★

"We opened our business account in one afternoon and ran our first payroll the same week. HS Vaults removed every bit of friction."

Amara Osei
Amara OseiFounder, Osei Logistics
★★★★★

"The currency transactions alone save us thousands every month. Rates are transparent and settlement is same-day."

Daniel Reyes
Daniel ReyesCFO, Reyes Trading Co.
★★★★★

"Support actually picks up the phone. When our card was compromised abroad, a new virtual one was issued in minutes."

Lena Fischer
Lena FischerOwner, Fischer Studio
FAQ

Frequently asked questions

How fast can I open a business account?

Most accounts are approved in under 5 minutes. You'll need your business registration details and a valid ID — everything is done online, no branch visit required.

Are there monthly fees?

Our Start plan is free forever. Growth and Scale plans add advanced features like multi-currency accounts and team cards with transparent monthly pricing — no hidden fees.

Is my money insured?

Yes. Eligible deposits are covered by deposit insurance, and all funds are held with fully regulated partner institutions.

Can I issue cards to my employees?

Absolutely. Issue unlimited virtual cards and physical corporate cards, set individual limits, and track every expense in real time.

Which currencies do you support?

Hold and exchange 30+ currencies including USD, EUR, GBP, CNY and more — with live mid-market rates shown before you convert.

Ready to grow your business with HS Vaults?

Open your account today — it's free and takes 5 minutes.

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